Original Medicare
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Authorized to Offer AARP- branded products
There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.Please be aware that I never share contact numbers or email addresses with anyone and all personal information is kept absolutely confidential. No one will call you unless you ask to be called and the only person you would talk with is me. Thanks for visiting. Please let me know how I can help you. John K Arnold
The Annual Open Enrollment Period is November 15th to December 31st for Medicare Advantage Plans. The Annual Election Period runs from November 15 through December 31 each year. During this time, AEP, Medicare beneficiaries may change prescription drug plans, change Medicare Advantage plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time. Enrollment changes take effect on January 1.
News for people on underage Medicare disability.
Starting October 1, 2009 Insurance Companies offering Medicare Supplement Plans in Florida must also offer the Medicare supplements to people on Medicare due to disability. There is a limited open enrollment period. Please contact me immediately for information on underage Medicare supplements so you can decide if that is best for you. Please click on the button below to receive information on underage Medicare Supplement plans.
I have information on underage 65 disability Medicare Supplement Plans available.
The Medicare Program is a federally managed health insurance program for people age 65 or older; people under age 65 who have certain disabilities; and people of all ages who have permanent kidney failure requiring dialysis or a kidney transplant (a condition referred to as end-stage renal disease).
Medicare's standard health plan, referred to as Original Medicare, offers two primary types of coverage: hospital and medical.
Medicare Part A helps cover inpatient care services received in hospitals and critical access hospitals, as well as intermittent inpatient care received in skilled nursing facilities. For those who meet certain eligibility requirements, Part A also covers hospice care and some home health care services. Part A does not cover long term care.
Most people get Part A automatically when they turn 65. If you are disabled, you may be eligible three months before and three months after your 25th month of disability. The plan will notify you when your coverage begins. Part A is available at no cost to people who have worked, or whose spouses have worked, for at least 10 years and have paid Medicare taxes through their employer(s).
Medicare Part B helps cover doctor visits, outpatient care, and some additional services not covered by Part A (such as physical or occupational therapy). It also may cover medically required home health care services.
If you are interested in receiving Part B, you can sign up anytime during a 7-month period that begins 3 months before your 65th birthday. If you are disabled, you may be eligible three months before and three months after your 25th month of disability. Part B requires a monthly payment, or premium, for coverage. Generally, this payment is deducted from your Social Security check. The premium amount you pay is impacted by when you choose to enroll in Part B and is decided each year. In most cases, premium rates will increase by 10% for each full 12-month period that you could have had Part B, but did not enroll. Therefore, it is a good idea to consider enrolling in Part B as soon as you become eligible.
Please call 1-888-592-0311 extension 702 or email for information
John K. Arnold
Florida Health Insurance
Group, Employee Benefits & Individual Health Insurance Specialist
Website Address www.floridahealthinsurance.com
E-Mail: John K Arnold
Phone: 407-592-0311
Phone: 888-592-0311 X 702
Fax: 407-386-7053
Skype: john.k.arnold
Twitter: fl_health_insur
If outside the US, it is best to e-mail as we can respond more quickly.
Thanks.
Please let me know how I can help you with Medicare supplements, Medicare Advantage, Medicare Part D Prescriptions plans, underage 65 Medicare disability and Disability Medicare supplements.
