FLORIDA HEALTH INSURANCE

Medicare - Your Choices
Please note this is general information only - For Detailed Plan Information Please Use Request Below

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There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Please be aware that I never share contact numbers or email addresses with anyone and all personal information is kept absolutely confidential.  No one will call you unless you ask to be called and the only person you would talk with is me.  Thanks for visiting.  Please let me know how I can help you.  John K Arnold

The annual Medicare Advantage and Medicare Part D Prescription plan open enrollment has changed for 2011.  It is from 10-15-2011 until 12-07-2011.   During this period anyone on Medicare whether over age 65 Medicare or under age 65 disability Medicare can sign up for a Medicare Advantage or Medicare Prescription plan.   This is truly an open enrollment period where you have freedom make changes.  In this period you do not need a reason, you just can change because you want to. During this time, AEP, Medicare beneficiaries may change prescription drug plans, change Medicare Advantage plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time.  Enrollment changes take effect on January 1.

News for people on underage Medicare disability.  

Starting October 1, 2009 Insurance Companies offering Medicare Supplement Plans in Florida must also offer the Medicare supplements to people on Medicare due to disability.   There is a limited open enrollment period.  Please contact me immediately for information on underage Medicare supplements so you can decide if that is best for you.  Please click on the button below to receive information on underage Medicare Supplement plans.  

I have information on underage 65 disability Medicare Supplement Plans available.

Medicare Supplement Information Request

Would you like information emailed to you on Medicare Advantage and/or Medicare Supplements and/or Medicare Part D Prescription Plans?  If so, please click the button below to make your request.  This is not a request for an appointment and only if you specifically ask will I call you.   By completing the form you are requesting that I email you information you requested.

Medicare Plan Information Request

Your Choices

With Medicare you have choices.  It can be very confusing.  Here are some simple guidelines to help you make an intelligent decision that is right for you.

Basically, your choices are these:

  1. Original Medicare Only - this is having Medicare Parts A and B

  2. Original Medicare with a Medicare Supplement or Medigap (Medicare Supplement and Medigap are two phrases/words for the same thing)

  3. Original Medicare with a Part D Prescription Drug Plan

  4. Original Medicare with both Medicare Supplement and Part D Prescription Drug Plan

  5. Enrolling in a Medicare Advantage Plan

That's it.  These are the options.  Each has it's merits and there are reasons particular to each person that would make one option more attractive or a better than another option. 

At this point I suggest people contact me and together we find what works best at this time.  Here on the website, you will find information that will help you understand what this means as well.  After we agree on which of the choices appears to be the best, then there are details that we consider such as which supplement is best, which prescription plan is best or what Medicare Advantage plans are available in your area and what would be best for you.

For more information please contact:

Evan Lustig, LUTCF

Insurance Associates

Health, Medicare, Life, Auto with over 22 years experience 

3149 SW Captiva Ct.
Palm City, FL 34990
PH:   772-285-3405
Fax:  855-504-5050

Email: evan@floridahealthinsurance.com
Florida website: www.floridahealthinsurance.com
Florida website:
www.BestHealthInsuranceQuotesOnline.com

Let me know how I can help you.

"By calling this number, I understand I will be directed to Evan Lustig, a licensed insurance sales agent."

Please let me know how I can help you with Medicare supplements, Medicare Plans plans, underage 65 Medicare disability and Disability Medicare supplements.  

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Evan Lustig is not connected with the Federal Medicare Program.
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