FLORIDA HEALTH INSURANCE

Medicare Supplement Plans

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I have very popular Medicare Supplement Plans.  Plan availability and premium cost, depends on many factors, including zipcode of residence and election period.   Please phone 1-888-592-0311 Ext 702 or email for details.

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Medicare Supplement Insurance (Medigap)

While Original Medicare covers many health care costs and services, it does not cover things like coinsurance, copayments, and deductibles. These costs are considered "gaps" in your Medicare coverage, because you typically have to pay for them yourself.

To help you cover these gaps, you may consider purchasing a Medigap insurance policy.

Available through private insurance companies, Medigap policies can help you pay some of these out-of-pocket health care costs. Many policies also cover additional benefits and services not covered by Original Medicare.

Insurance companies are only allowed to sell you one Medigap policy. Currently, there are different standardized plans, referred to as "A", "B", "C", "D", "E", "F", "F+", "G", "H", "I", "J", "K", and "L" (MA, MN, WI have variation plans).

Because the policies are standardized, the benefits for a particular plan are the same for each company within a state. The primary difference will be the cost, but factors like underwriting and rating methodology can also vary from insurance company to insurance company.

Medicare Supplement - Medigap - Plan Descriptions
 

Medicare supplement insurance can be sold in only ten standard plans. This chart shows the benefits included in each plan. Every company must make available Plan "A".
Basic Benefits: Included in all plans            
Hospitalization: Part A Coinsurance plus coverage for 365 additional days after Medicare benefits end  
Medical Expenses: Part B coinsurance (20% of Medicare-approved expenses)      
Blood: First three pints of blood each year            
                   

A

B

C

D

E

F

G

H

I

J

Basic Benefits Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits

-

 

-

Skilled
Nursing
Co-insurance

Skilled
Nursing
Co-insurance

 

Skilled
Nursing
Co-insurance
Skilled Nursing
Co-insurance
Skilled Nursing
Co-insurance
Skilled Nursing
Co-insurance
Skilled
Nursing
Co-insurance
Skilled
Nursing
Co-insurance

-

 

Part A
Deductible

Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible

-

-

Part B Deductible

-

-

Part B Deductible

-

-

-

Part B Deductible

-

-

-

-

-

Part B
Excess
(100%)
Part B
Excess
(80%)
- Part B
Excess
(100%)
Part B
Excess
(100%)

-

-

Foreign Travel Emergency Foreign Travel Emergency Foreign
Travel Emergency
Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign
Travel Emergency
Foreign
Travel Emergency

-

-

-

At Home Recovery

  -

-

At Home Recovery

-

At Home Recovery

At Home Recovery

-

-

-

-

Preventative
Care

-

-

-

Preventative
Care

Please call 1-888-592-0311 extension 702 or email for information on low cost Medicare supplements from our most popular carrier.

John K. Arnold
Florida Health Insurance

Group, Employee Benefits & Individual Health Insurance Specialist
Website Address  www.floridahealthinsurance.com

E-Mail: John K Arnold    

Phone: 407-592-0311
Phone: 888-592-0311 X 702
Fax:     407-386-7053
Skype:    john.k.arnold
Twitter:  fl_health_insur

If outside the US, it is best to e-mail as we can respond more quickly.  Thanks.

Let me know how I can help you.

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