Underage 65 Disability Medicare Supplements
The New MIPPA Legislation is in Effect June 1, 2010
Please note this is general information only - For Detailed Plan Information Please Use Request Below

  Starting October 1, 2009 Insurance Companies offering Medicare Supplement Plans in Florida must also offer the Medicare supplements to people on Medicare due to disability.   You only have certain limited guaranteed issue enrollment periods.  Please contact me immediately for information on underage Medicare supplements so you can decide if that is best for you.  Please click on the button below to receive information on underage Medicare Supplement plans.  

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Please be aware that I never share contact numbers or email addresses with anyone and all personal information is kept absolutely confidential.  No one will call you unless you ask to be called and the only person you would talk with is me.  Thanks for visiting.  Please let me know how I can help you.  John K Arnold

The annual Medicare Advantage and Medicare Part D Prescription plan open enrollment has changed for 2011.  It is from 10-15-2011 until 12-07-2011.   During this period anyone on Medicare whether over age 65 Medicare or under age 65 disability Medicare can sign up for a Medicare Advantage or Medicare Prescription plan.   This is truly an open enrollment period where you have freedom make changes.  In this period you do not need a reason, you just can change because you want to. During this time, AEP, Medicare beneficiaries may change prescription drug plans, change Medicare Advantage plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time.  Enrollment changes take effect on January 1.

News for people on underage Medicare disability.  

Starting October 1, 2009 Insurance Companies offering Medicare Supplement Plans in Florida must also offer the Medicare supplements to people on Medicare due to disability.   There is a limited open enrollment period.  Please contact me immediately for information on underage Medicare supplements so you can decide if that is best for you.  Please click on the button below to receive information on underage Medicare Supplement plans.  

I have information on underage 65 disability Medicare Supplement Plans available.

Would you like information emailed to you on Medicare Advantage and/or Medicare Supplements and/or Medicare Part D Prescription Plans?  If so, please click the button below to make your request.  This is not a request for an appointment and only if you specifically ask will I call you.   By completing the form you are requesting that I email you information you requested.

When a person qualifies for social security disability benefits, he or she also qualifies for underage disability Medicare benefits.   Disability Medicare benefits start 24 months after the date that social security disability begins.  Social security disability may have a start date in the past depending on the each case.  Disability Medicare is the same as over age 65 Medicare however not all plans are necessarily available to people on disability Medicare.  You need to contact me to discuss as this involves, election periods and plan availability. 

If you have Medicare due to a disability, they you can join a Medicare Advantage plan from three months before to three months after the 25th month of cash disability payments.  If you  didn’t join when first eligible, you can join between November 15 and December 31 of each year. Coverage will begin on January 1 of the following year. Generally, the next opportunity to make a change will be between November 15 and December 31 of each calendar year.