Qualifying Questions
For Secure STM Temporary Health Insurance
If you can answer "NO" to the following questions, you are eligible for the health insurance plans:
1. Will there be any other health insurance in force on the policy date?.
2. Is the proposed insured, spouse, or any dependent child now pregnant ?
3. Is any proposed insured currently eligible for Medicaid?
4. Has any person proposed for coverage been declined for health insurance in the past 12 months? (If your answer is "Yes", please go to Questions 12 X 3 )
5, Within the past 5 years have you or any person proposed for coverage been aware of, diagnosed, treated by a member of the medical profession, or taken medication for cancer or tumor, stroke, heart disease including heart attack, chest pain or had heart surgery, COPD (chronic obstructive pulmonary disease) or emphysema, liver disorder, degenerative disc disease or herniation/bulge, rheumatoid arthritis, degenerative joint disease of the knee, insulin -dependant diabetes (not applicable to DC residents) alcohol abuse or chemical dependency?
6. Within the past 5 years, has any person proposed for coverage tested positive for exposure to the HIV infection, or been diagnosed as having Acquired Immune Deficiency Syndrome (AIDS) or AIDS -Related Complex (ARC) cause by the HIV infection or other sickness or condition derived from such infection?
7. Has any person proposed for coverage not been a legal resident of the United States for the last 12 consecutive months?
Now that you find you are eligible for the health insurance, the next step is to decide how long you feel you will need it. Is this a temporary need, lasting less than 12 months, or is this a more permanent need lasting more than 12 months. Select the plan that best fits your needs.
SecureLite STM - Lowest priced temporary health insurance for up to 6 months - Accepts people declined for individual health insurance
Secure Med STM - Temporary health insurance for up to 12 months - (Happens to be the best priced temporary health insurance plan for up to 12 months)
Secure 12 X 3 Med - Temporary health insurance for up to 36 month of coverage - Accepts people declined for individual health insurance
Click here if you have already been declined for individual health insurance
Temporary Health Insurance - for People With Diabetes Type 2
Standard Security Life Insurance Company of New York
Standard Security Life Insurance Company of New York is rated A (Excellent) for
financial condition by A.M. Best Company, as of 06/04. A.M. Best ratings range
from A++ to D.
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John K. Arnold
Florida Health Insurance
Group, Employee Benefits & Individual Health Insurance Specialist
Website Address www.floridahealthinsurance.com
E-Mail:
John K Arnold
Phone: 407-592-0311 (Best number to reach me)
Phone: 407-830-0259
Fax: 407-386-7053
If outside the US, it is best to e-mail as we can respond more
quickly. Thanks.
Let me know how I can help you.