Florida Small Group Health Insurance for Businesses with 4 to 50 Full Time Enrolled Employees

Main Page Florida Health Insurance - with a complete listing of carriers and plans
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Individual Health Insurance Plans - compare companies, plans and rates

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Finding a health insurance program that meets everyone's needs is almost impossible. Finding a health insurance plan that provides good benefits with choices is very possible. Most plans require being in business for a year or more in Florida, but some do not.  If your business is small or if there are not many people that would be on your insurance or you have healthy people to cover you might consider individual health insurance plans.  If so, please have a look at Individual Health Insurance.

Below you can find information on:

• United Healthcare

• Aetna

• Blue Cross Blue Shield

• Humana

Businesses in Florida that have been in business for more than a year, have 4 or more enrolled fulltime employees, and have filed quarterly taxes including a UCT6 may be eligible for a combination of Blue Cross Blue Shield PPO and BlueCare HMO (formerly Health Options). The plan allows employees to choose from different available options. Your business could have some employees on a PPO and some on an HMO. This choice is only available in counties where BlueCare is offered and limited to certain combinations of HMO and PPO. You could also have all of the employees or all of the employees on the PPO. The PPO plan is offered in all counties. If you want this quoted please complete a Census form and e-mail or fax it back to us.

United HealthCare is an excellent choice because it offers some of the best features of both HMOs and PPOs. No referral to a specialist are needed. You only pay a copay for services. The plan descriptions and counties that United Healthcare is available in found by going to Index and looking under United HealthCare.

Humana PPO is an excellent choice for businesses having employees in different locations, especially if some are out of state. Humana PPO has national network. This means you and/or your employees could be in network or see network doctors around the country. Humana plans have to be quoted so a Census form e-mailed or faxed to us is needed.

These are some of the options available to help meet the health insurance needs of your business. We look forward to hearing from you.

• Quote Information
• Census Form for businesses
• "New" Online Self Funding Presentation
• Health Insurance Provider Networks
• COBRA - Continuation Benefits
• Large Group Health Insurance
• Flexible Funded and Partially Self Funded Group Health Insurance
• Temporary, Short Term or Interim Health Insurance (good for employees in waiting period or alternative to COBRA)
• CAREINGTON Discount Group Dental Plan - Starts at $6.95 per month
• International Health and Travel Insurance - for US citizens when  outside the US and non-US citizens anywhere

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John K. Arnold
Florida Health Insurance
Group, Employee Benefits & Individual Health Insurance Specialist
Website Address  www.floridahealthinsurance.com
E-Mail: John K Arnold    

Phone: 407-592-0311 (Best number to reach me)
Phone: 407-830-0259
Fax:     407-386-7053

If outside the US, it is best to e-mail as we can respond more quickly.  Thanks.

Let me know how I can help you.

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